Xero Pricing: Cost and Pricing plans

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Pricing Insights for Accounting Software

The Average Cost of a basic Accounting Software plan is $20 per month.
Xero pricing starts at $29/month, which is 45% higher than similar services.
45% of Accounting Software offer a Free Trial Allows users to try out the software for a limited period before making a purchase decision. , while 20% offer a Freemium Model Allows users to access basic features at no cost..

Starter $29.00 $29.00 per month

Features

Send Quotes and 20 Invoices
Enter 5 bills
Reconcile bank transactions
Capture bills and receipts with Hubdoc
Short-term cash flow and business snapshot
Claim expenses - From $4 per Month (Optional)
Track Projects - From $7 per Month (Optional)
Analytics Plus (Optional)

Standard $46.00 $46.00 per month

Features

Send Invoices and Quotes
Enter bills
Reconcile bank transactions
Capture bills and receipts with Hubdoc
Short-term cash flow and business snapshot
Bulk reconcile transactions
Claim expenses - From $4 per Month (Optional)
Track projects - From $7 per Month (Optional)
Analytics Plus (Optional)

Premium $69.00 $69.00 per month

Features

Includes features of Standard plan, plus
Use multiple currencies

Screenshots of Vendor Pricing Page

Disclaimer: The pricing details were last updated on 22/09/2025 from the vendor website and may be different from actual. Please confirm with the vendor website before purchasing.

Xero FAQs

Is Xero worth it for small business?

Yes, Xero is popular for ease of use, cloud access, and integrations.

Why is Xero so expensive?

Xero’s pricing reflects its comprehensive features and cloud infrastructure.

Is Xero cheaper than QuickBooks?

Xero starts at $20/month with unlimited users.
QuickBooks Online (QBO) starts at $38/month (Simple Start for 1 user), then $65/m (Essentials), $99/m (Plus), $235/m (Advanced)

Xero can be cheaper depending on plan and user needs but QuickBooks offers more pricing tiers.

Why do accountants prefer Xero?

Accountants often prefer Xero for real-time collaboration, bank feeds, and reporting. Unlimited user access and automated bank reconciliation are stand-out features for Xero.

How much does Xero bookkeeping cost?

Xero bookkeeping software costs $20–$80/month in the US depending on plan. Accountant/bookkeeper service fees are extra.

How much does Xero cost?

The pricing for Xero starts at $29.00 per month. Xero has 3 different plans:

Starter at $29.00 per month.
Standard at $46.00 per month.
Premium at $69.00 per month.

Learn more about Xero pricing.

Does Xero offer a free plan?

No, Xero does not offer a free plan.

Learn more about Xero pricing.

How much does accounting software cost?

Free to $50 per month for small businesses. Enterprise systems range from $200 to hundreds per user.

Compare Xero Pricing Against Competitors

Product Name	Starting Price ($)	Billed	Unit	Free Trial	Learn More
Xero	29	per month	-		Xero Pricing
Quickbooks	1.9	per month	-	+	Quickbooks Pricing
Sage Accounting (Sage One)	625	per year	per user	+	Sage Accounting (Sage One) Pricing
Freshbooks	6.3	per month	-	+	Freshbooks Pricing
Zoho Books	15	per month	-	+	Zoho Books Pricing
Wave	14.16	per month	-	-	Wave Pricing
Sage Business Cloud Accounting	7.5	per month	-	+	Sage Business Cloud Accounting Pricing
QuickBooks Online Advanced	60	per month	-	+	QuickBooks Online Advanced Pricing
MYOB	5.5	per month	-	+	MYOB Pricing
QuickFile	-	-	-	-	QuickFile Pricing

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Xero Features

Show Feature Explanation

Accounting Features

Features: The Feature Score % is calculated using the weighted average method, where core features hold more weight in the final calculation. Read more

100%

Budget Forecasting

Helps to create budgets using past performance and future projections. Forecasting uses data, trends, and analytics to predict revenue, expenses, and cash flow.

Payroll Management

Helps in automating the employee payment process, reduces incorrect data input and keep at bay paystub confusion

Tax Management

Management of finances for payment of tax as well as assessing the advance tax liability to pay your tax in time

Spend Management

Managing the expenditure of a business in order to build its product or services

Revenue Recognition

Determining the specific conditions under which revenue is recognized or accounted for

Purchasing

Acquiring goods or services required for the business at minimal cost

Project Accounting

Creation of financial reports specifically designed to track the financial progress of projects

Multi-Currency

Enables payment and collection in multiple currencies.

General Ledger

Maintaining and recording all the accounting related transactions.

Fixed Asset Management

Helps in tracking fixed assets for the purposes of financial accounting, preventive maintenance, and theft deterrence.

Expense Tracking

Keep a count of your day to day expenses as well as allows you to quickly identify where the expense report is in the approval process.

CPA Firms

Offers collaboration with a professional expert for financial and consulting services.

Collections

Recovery of cash from a business or individual.

Cash Management

Collection and management of cash.

Billing and Invoicing

This feature helps in issuing and handling the invoice and bills.

Bank Reconciliation

Matching the balances of an entity's accounting records with the corresponding information on a bank statement.

Accounts Receivable

Handling the money the client owes to the company.

Accounts Payable

Handling the money owed by a business to its suppliers.

Xero Pricing

Pricing Insights for Accounting Software

Xero FAQs

Compare Xero Pricing Against Competitors

Free Software Alternatives to Xero

Xero Alternatives

Xero Features

Accounting Features

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